Verify identity data

Confirm identity information against regulated data sources in seconds.

Authenticate IDs

Verify that global ID documents are authentic and valid.

Confirm liveness

Ensure a person is present and their face matches the image on the provided ID.

Protect your bottom line

Identity Verification prevents sophisticated attacks and reduces fraud losses with an anti-fraud engine that analyzes hundreds of risk signals.

Behavioral analytics

Monitor how users enter PII and catch behavior consistent with bad actors, fraud rings, and bots.

Email and phone risk

Check if the number and address are new, disposable, registered with external accounts, or compromised in breaches.

Device and network risk

Detect the use of VPN or Tor, IP geolocation and timezone mismatch, incognito browsers, or repeat sessions from the same device.

Synthetic and stolen identities

Understand whether identity information is fabricated, manipulated, or stolen.

  • Verify identities in as little as 10 seconds
  • Consistently achieve pass rates of 90% or greater
  • Support for 16,000+ ID types and 200 countries and territories

More coverage, more users

From the front-end UI to the back-end data sources, Identity Verification is built to quickly verify users no matter where they're from.

  • Guided document capture experience improves success by 10%

  • Available in English, Español, Français, Português, or 日本語

  • Dedicated data source coverage for unbanked and thin-file consumers

  • Support for permanent residency cards and B1/B2 temporary visas

  • No-code editor to create and change verification flows

  • Comprehensive user and session information for record keeping, investigations, and future audits

  • Compliance agent dashboard to override failures and handle exceptions

  • Autofill

When users provide a phone number and date of birth, we autofill other details to speed up completion to under 10 seconds.

  • Remember Me

Improve your user experience with "one-click" verification. When users save their identity data, it fast-tracks verification across Plaid-powered apps.

Experience Plaid Identity Verification

View API Docs

Experience Plaid Identity Verification

View API Docs

  • No-code

Start verifying identities with one click. Generate verification links from the Plaid dashboard, no integration needed.

  • Hybrid

Verify users via API and dynamically handle fallbacks and exceptions with our UI.

  • Fully integrated

Use our conversion-optimized, embeddable interface for all aspects of user verification.