## Payments

Build faster, more reliable payments—from verification to transfer and risk insights.

### Auth

Verify bank account and routing numbers

[Explore Auth](/content/products/auth/index.html)

### Signal

Predict comprehensive ACH return risk

[Explore Signal](/content/products/signal/index.html)

### Identity

Match bank account owner information

[Explore Identity](/content/products/identity/index.html)

### Balance

Get real-time balance checks

[Explore Balance](/content/products/balance/index.html)

### Transfer

Process bank payments through ACH, RTP and FedNow

[Explore Transfer](/content/products/transfer/index.html)

### Investments Move

Simplify investment account transfers

[Explore Investments Move](/content/products/investments-move/index.html)

## Fraud & risk

Reduce fraud risk, streamline verification, and strengthen compliance programs.

### Protect

Detect and respond to fraud risk

[Explore Protect](/content/products/protect/index.html)

### Identity Verification

Verify identity during financial onboarding

[Explore IDV](/content/products/identity-verification/index.html)

### Cash Advance Index

Repayment likelihood for cash advance

[Explore Cash Advance Index](/content/products/cash-advance-index/index.html)

### Identity

Match bank account owner information

[Explore Identity](/content/products/identity/index.html)

### Monitor

Automate AML watchlist screening

[Explore Monitor](/content/products/monitor/index.html)

### Signal

Predict comprehensive ACH return risk

[Explore Signal](/content/products/signal/index.html)

## Financial management

Help users see, understand, and act on their financial data.

### Transactions

Access up to 24 months of categorized data

[Explore Transactions](/content/products/transactions/index.html)

### Investments

Give users a clearer view of their investments

[Explore Investments](/content/products/investments/index.html)

### Liabilities

Surface credit card and mortgage data

[Explore Liabilities](/content/products/liabilities/index.html)

### Enrich

Standardize and categorize transaction data

[Explore Enrich](/content/products/enrich/index.html)

## Credit underwriting

Make more confident lending decisions.

### LendScore

Go beyond standard insights with a new risk score

[Explore LendScore](/content/check/lendscore/index.html)

## Open finance

Build on a secure, permissioned financial network.

### Core exchange

Enable secure, standardized data exchange

[Explore Core exchange](/content/products/core-exchange/index.html)

### App directory

Gain visibility into connected apps

[Explore App directory](/content/products/app-directory/index.html)

### Permissions manager

Control and audit data access

[Explore Permissions manager](/content/products/permissions-manager/index.html)

## Onboarding

Simplify financial onboarding with identity, bank connections, and data sharing.

### Layer

Capture identity, contact and bank info in a single click

[Explore Layer](/content/layer/index.html)

### Link

Connect to 12,000+ financial institutions

[Explore Link](/content/plaid-link/index.html)