Pricing Plans

Products	Pay as You Go	Growth	Custom
[Auth](/content/products/auth/ "Help customers fund accounts faster"/index.html)	Included	Included	Included
[Balance](/content/products/balance/ "Instantly confirm account balances"/index.html)	Included	Included	Included
[Identity](/content/products/identity/ "Verify bank account ownership"/index.html)	Included	Included	Included
Identity Match	Included	Included	Included
[Investments Move](/content/products/investments-move/ "Authorize investment transfers"/index.html)	Included	Included	Included
[Assets](/content/products/assets/ "Access financial data for underwriting"/index.html)	Included	Included	Included
[Income](/content/products/income/ "Verify income and paystubs"/index.html)	Included	Included	Included
Statements	Included	Included	Included
[Enrich](/content/products/enrich/ "Clean up raw transaction data"/index.html)	Included	Included	Included
[Investments](/content/products/investments/ "Get a holistic view of investments"/index.html)	Included	Included	Included
[Liabilities](/content/products/liabilities/ "Easily understand customer debt"/index.html)	Included	Included	Included
[Transactions](/content/products/transactions/ "Access 24 months of transaction data"/index.html)	Included	Included	Included
[Identity Verification](/content/products/identity-verification/ "Verify good users and stop bad ones"/index.html)	Included	Included	Included
[Monitor](/content/products/monitor/ "Stay AML and PEP compliant"/index.html)	Included	Included	Included
[Beacon](/content/products/beacon/ "Stop fraud with industry insights"/index.html)	Not included	Contact for pricing	Included
[Layer](/content/layer/ "Onboard customers instantly"/index.html)	Not included	Contact for pricing	Included
[Signal](/content/products/signal/ "Prevent NSFs and other returns"/index.html)	Not included	Contact for pricing	Included
[Transfer](/content/products/transfer/ "Transfer money between accounts"/index.html)	Not included	Contact for pricing	Included
[Consumer Report](/content/check/income-and-underwriting/ "Get risk insights for underwriting"/index.html)	Not included	Contact for pricing	Included
[Protect](/content/products/protect/ "Fraud intelligence system"/index.html)	Not included	Contact for pricing	Included

Get answers to your pricing questions

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Talk with our sales team today.

Is Plaid free for consumers?

Yes. Consumers can use Plaid to safely connect and control the financial information they share with apps or services at no cost.

Can I try Plaid for free?

Absolutely. Our Limited Production service allows you to make up to 200 API calls with each available product using live data. This is the best way to start learning about and testing Plaid’s APIs.

How much does Plaid cost?

We offer three basic pricing models based on the product(s) you’re using and how it’s designed: one-time, subscription, and per-request.

One-time fee products: You’ll incur a charge only once per connected account, regardless of the number of API calls made.
Subscription products: These incur a monthly fee for each connected account.
Per-request products: These have a flat fee for every successful API call.

For more information on pricing, plans, or volume discounts, please visit Plaid Billing or connect with our sales team.

Does Plaid offer discounts?

We offer volume discounts based on the length of your contract and/or the minimum monthly commitment you choose. For more details, please reach out to our sales team.

How does Pay-as-You-Go billing work?

It’s simple—once you sign up for the products you need in Plaid's production dashboard, we’ll charge the card on file for the connected items (accounts). No upfront commitments. Only pay for what you use.